www.meetbrightway.com/applynow is the official website for the application for BrightWay Credit Card. On meet bright way com/apply now; Anyone interested in applying for the One Main Financial (OMF) BrightWay can get approval if they meet the required criteria.
One Main Financial (OMF) has two primary credit cards, the BrightWay card and a BrightWay Plus Card. To get preapproval for the BrightWay credit card, you will receive a mail offer from the bank. This approval comes with a code that you will need and use when applying for a credit card.
One Main Financial BrightWay Credit Card Pre Approval
You need to know that to apply for the Brightway credit card, you need to prequalify for the credit card. You can only apply for the card if you receive an invitation from Web Bank. It means you must be banking with them already. And they will run a check on you before sending you the preapproval code.
However, you must know that you must have fair credit to be eligible for the card. Also, many things can impact your approval chance, like your income, employment status, existing debt load, and housing status.
You should receive an invitation to apply for the One Main Financial Bright Way Credit Card. If you have an invitation, you can apply online with the offer code at www.meetbrightway.com/applynow. You must possess a fair credit to be eligible to apply for OneMain Financial BrightWay Card. Other requirements to apply for One Main Financial BrightWay Credit Card are:
- Your income.
- Existing debt load,
- Several open accounts.
- Recent credit inquiries.
- Employment status and.
- Housing status.
These are other requirements you need to have to apply for a one-main financial BrightWay credit card.
www.meetbrightway.com/applynow
One Main Financial offers two credit cards, the BrightWay card and a BrightWay + card. Web Bank gives BrightWay credit. As I have said above, only users who prequalify for the credit card will get a mail offer from the bank. This mail comes with a code. The code is what applicants will use to continue with the application at www.meetbrightway.com/Applynow.
Brightway Card Application at www.meetbrightway.com/applynow
Applying for an OMF Brightway credit card is easy and fast. Users can apply for the OMF card online, contact customer service for help or visit the One Main Financial (OMF) nearby branch.
A code is needed to complete the application. If you receive a mail offer from Web Bank, you can proceed with the application process for the Bright Way card at www.meetbrightway.com/applynow. But if you still need to get the code, read the section below to find the code.
How to Find OMF Brightway Credit Card Application Offer Code
To find your code, follow the guide below, but if you already have your code, you should skip this section.
- Move to https://www.brightway.onemainfinancial.com/
- Click on the “Find Here link.”
- Then fill in your name.
- Submit your ZIP code and the last four digits of your SSN.
- Then tap on the Lookup offer tab.
When you find the code, you can apply for a BrightWay credit card at www.meetbrightway.com/applynow.
Apply for BrightWay Credit Card at www.meetbrightway.com/applynow
If you have received a mail offer from BrightWay Bank? Then you can apply for the bank card at www.meetbrightway.com/applynow, using the offer code mailed to you. If you can’t find any offer code, then keep reading further.
How to Apply for OMF Brightway Credit Card
If you want to apply for a BrightWay credit card, you should follow the process below.
To apply for the BrightWay credit card;
- Go to https://www.brightway.onemainfinancial.com/ or www.meetbrightway.com/Applynow.
- Fill in the 11-character code sent to your via mail.
- Then tap on the “Look offer” widget.
- It will direct you to the application page. And you can now start your application. Check for approval in the next minute.
When you finalize your card application, it will take 5-7 business days to receive.
How to Apply for Brightway Credit Card Over the Phone
You can apply for a credit card over the phone by calling the customer service phone number. To get the customer service phone number, follow the step below.
- Go to https://www.onemainfinancial.com/credit-cards.
- Scroll down the page and select the Contact Us button.
- Copy the number you will see under the Brightway Card section.
- Dial the phone number and follow the directives given to you.
Aside from applying for a credit card over the phone, you can visit any branch.
One Main Financial Near Me: Find the Nearest Branch
If you need to visit any branch of one main financial near me to apply for a card or for any other purpose, you must locate the nearest beach to you. And here is how you can find it, with the help of Onemain Financial Near Me.
- Navigate to https://www.onemainfinancial.com/credit-cards.
- Click on the Menu tab.
- Choose the search branch tab.
- Then fill in your City State or ZIP.
- Click on the Find Branch tab.
You will see the nearest branch; you should visit the unit and then request to apply for the card.
Brightway Credit Card
MeetBrightWay (BrightWay) credit card is a product of OneMain Financial Holding company that Web Bank issues. Credit cards come with excellent benefits for users. It helps those building credits and those with stable finances.
MeetBrightWay members with credit cards enjoy unlimited cash back, lower APR, and a credit limit increase. Also, they get zero security deposit, zero activation fee, and zero over-limit fees.
Brightway Credit Card Activation
Credit card activation is a must if you use the card. When you get the card, you will need to activate it. You do not have to ignore the activation process because the functionality of your card depends on the activation process.
It implies that you can only use your card by activating it. Your card will be active in two ways. First, you can carry out the activation by calling customer service using the number on the back of your card, and you can also activate it through the app.
Brightway Plus Credit Card
BrightWay Plus credit card is one of the two credit cards offered by OneMain Financial. However, BrightWay Plus provides all its users (though available to select users) 1% unlimited cash back and an increased credit limit. With BrightWay plus a credit card, you can track your spending and milestones through the BrightWay app.
Brightway Credit Card Cash Advance
One Main Financial Bright way offers credit card cash advances. But it comes with a very high fee. The Cash advance fee is 3% ($10) per just one transaction, which is higher. A cash advance fee is charged anytime you use the credit card for withdrawals at an ATM, with a person at participating locations, or cash advance check.
Also, remember that when you make a cash advance, you will incur other costs with the BrightWay Card cash fee. There is another cash advance that applies after you complete the transaction. The owner of the ATM may also add additional charges.
Brightway Credit Card Limit
As a BrightWay Credit cardholder, knowing about the card limit is essential. Brightway has a card limit of up to $500. You can increase the limit through the milestone benefits. However, you need to know that it can be at most $15,000.
How to Download Brightway App
Having the BrightWay app will be an added advantage to you as a cardholder. To download the Bright Way app, heed the steps below.
- Connected your device to the internet.
- Click on the app launcher on your device.
- Type BrightWay app in the search bar.
- Click on the “install” button to download and install the app to your device.
When you tap the open button, you can access the app.
Brightway Credit Card Sign Up
There are different ways of signing up for online access on the bright way credit card website. Nevertheless, you can sign up for an account using the BrightWays app. But you will have first to install the app on your device.
Brightway Credit Card Login
BrightWay Credit card login can be done online or through the BrightWay app. Logging in to your account will enable you to manage your card, pay your bills, track your spending, monitor your payment progress, and view rewards.
How to Login to Brightway Card
To Log in to BrightWay Card, follow the steps below.
- Visit https://www.brightway.onemainfinancial.com/.
- Move to the right-hand side of the page.
- Then click on the login widget.
- Type in your Email address.
- And on the next space bar, enter your password.
- Then, click on the login widget.
Following the procedure will enable you to log in to your BrightWay account.
How To Reset Your Brightway Username
Use this guide to retrieve back your username or password;
- On the login section of the website.
- Scroll down and click on the link tag.
- On the next page, enter your first name and last name.
- Drop your last 4-digits number of SSN.
- Date of Birth.
- Zip code.
- Tap on the “Continue” button.
This guide will allow you to reset back your username.
For Password
Using the same link below the login section, enter your Email address and click the “Continue” button.
OMF Brightway Credit Card Customer Service
Brightway credit card has customer service designed to attend to the needs of all cardholders or customers of Bright way service coverage. Follow the below steps to contact bright way customer service;
- You should launch the website on your web browser or visit https://www.onemainfinancial.com/credit-cards.
- Then click on the “contact us” button.
- Ascertain you are not a robot.
Use the number available on the website to reach out to customer service.
FAQs
Brightway Credit Card Credit Score?
Is BrightWay credit card hard to get approved? It is easy to get approval on a BrightWay credit card. However, it depends on your credit score.
You will be approved for a credit card if you have a good or excellent credit score. Applicate need a credit score of 600 to 650 or higher to get a personal loan or credit card approval.
What are the Brightway Credit Card Fees?
This card has an annual fee that ranges from 0$ – $65. Below are specific prices you should be aware of:
- Replacement card fee: Up to $25.
- Balance Transfer Fee: 3% of the transfer amount or $10, whichever is greater.
- Late Payment: Up to $40.
- Cash advance: 3% of the cash advance or $10 to whichever amount is more incredible.
- Foreign Transaction: 1% of each transaction is in U.S. dollars.
The above are fees that cardholders are to pay.
What is the Brightway Credit Card Rate?
The BrightWay credit card has an APR of 26.99% on purchases, cash advances, and balance transfers. Hence, when you reach a milestone event, OneMain Financial may allow you to reduce your APR to a minimum of 19.99%.
According to the rewards program terms, it guarantees the above percentage. Then to avoid paying interest, you must pay your card balance in full by the due date every month.
How Do I Activate my Brightway credit card?
If you want to use your credit card, activating it is necessary. You can activate it through the credit card app and the phone number on the back of your card. It means you must download the BrightWay app. Follow this step to activate your card.
- Confirm your device is well connected to the internet.
- Click on the app launcher on your device.
- Search for the app.
- Then tap the “install” button to download and install the app.
- Tap the open button to access the app.
When the app is open, follow the step on the page to activate your credit card.
Is OneMain Financial Real?
Yes, OneMain Financial personal loans are legit because OneMain Financial is registered to do business in the states it services, which is a legal requirement to be a legitimate lender.
Another reason why OneMain Financial personal loans are legit is that the lender has a rating of A+ from the better business bureau.
Can I Pay OneMain with a Credit Card?
Yes, it is possible to pay OneMain with a credit card. You can make PaymentPayment with your Visa, MasterCard, Discover credit card, or debit card. You can also pay with Apple Pay or with your bank account.
Is Brightway a MasterCard?
Yes, BrightWay is a MasterCard. MasterCard supports all the activities of BrightWay credit cards. It allows using BrightWay cards in all places that accept MasterCard.
Brightways and Brightway are Mastercard credit cards offered by Onemain Financial. The Brightway card is for those who are building credit. The Brightway+ card has a higher credit limit for customers with more established credit.
What bank does Brightway credit card use?
Brightway credit cards are associated with One Main Financial. But the cards are issued by Web bank.
Also, you can use BrightWay credit cards at banks that accept a MasterCard. You can use your BrightWay Credit card in 200 countries worldwide. So feel free to use your BrightWay credit card wherever a MasterCard is accepted.
Can I get cash from my Brightway Card?
You can get cash from your BrightWay Card from an ATM whenever you need a cash advance, but this transaction is costly. It means you are using your credit card to borrow money.
What credit bureau does OneMain Financial use?
OneMain Financial can report your account to all major credit bureaus if you still need to meet specific requirements. Here are some of the essentials you need to complete to protect your rights:
- Disputes to make must be sent to the address to avoid delays. The address to send your argument is PO BOX 3327, Evansville, IN 47732-3327.
- State your dispute sufficiently and identify your relationship with OneMain Financial, like name, address, etc.
As long as you meet these requirements above, in 30 days, you will get a response to your dispute notice.
What is OneMain financial phone number?
If you want to contact OneMain Financial, the OneMain phone number is 1(800)290-7002.
Who can get a Brightway credit card?
A Brightway credit card is a good option for people who want to rebuild or establish their credit. It also makes a sound first credit card for new users. However, getting invited to apply for the card would be best. You can only consider the card if you get the offer.
Here are some requirements you need to have to qualify for bright way credit card:
- A credit score of 640+.
- A sufficient income to pay off credit card bills.
- Low debt is relative to your income.
- Valid U.S. mailing address
- You must be of 18 years of age.
- Social Security number (SSN).
If you have all the requirements stated above, you should be able to get a BrightWay credit card.
What is the Brightway app?
One Main Official offers The Brightway app to all Credit card holders. Its app makes all activities with its user’s card easier and faster. It will allow you to manage everything about the card on your mobile device.
You can log in to your account, check transactions, pay bills, and more. Also, you can activate your card, track your spending, view your rewards, and monitor payment progress. The Bright Way app is available to download on the Google Play and Apple App Store.
What is the credit limit for Brightway?
BrightWay credit sets a credit limit of $500 for its users. The credit services provided by BrightWay have a reasonably high-interest rate. However, you can later increase it with milestone benefits after using it for a long time. But it is at most $15,000.
Does OneMain verify income?
OneMain must verify your income and documents like a government-issued I.D., a driver’s license, and proof of residence.
Can I get a cash advance on my Brightway Credit Card?
All users can get a cash advance on their BrightWay Credit Card with a 3% fee per transaction. The minimum price for a cashback is $10. This cash advance fee is issued when you use your BrightWay Credit Card to withdraw at ATMs, cash advance checks, etc.
How do I make a payment to OneMain Financial?
To make payments on OneMain Financial, you can do that through the following options:
- Online – Through the OneMainFinancial website and complete the steps as stated on the website.
- Through the OneMain branch– walk into any of the OneMain components and make payments by debit card, personal check, payroll check, traveler’s check, cashier’s check, and third-party personal checks.
These are the accepted ways to make payments to OneMain Financial.
How To Create a Brightway Account
For the primary time, there is no access to Online account creation. You can only create an account using the BrightWay app or logging in if you are an existing OneMain user and password to manage your card.
However, you can make payments on your credit card using your account. You can also contact the customer service center for further assistance.
Can I pay OneMain with a debit card?
Yes, you can pay OneMain with a debit card online, but you can’t use debit cards for direct pay.
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