PayPal Seller Fees Guide, Buy, Sell and Receive – Complete Guide

Note that PayPal seller fee varies, fees are charged for selling based on your country region. This means that PayPal seller fees for the UK and for the US are not the same. PayPal is an internationally recognized online payment system. Many individuals and businesses use PayPal to perform various tasks such as buying and selling, sending, and receiving money, and so much more.

PayPal Seller Fees Guide, Buy, Sell and Receive

They are one of the first online payment systems to ever exist and they continue to dominate the banking world despite them not being a bank. However, their aim is to provide users with the safety and security of their funds when doing monetary transactions.

They also aim to make payments faster and more easily done. To help with that they developed an app that has completely changed the game making it easier for folks to access and use their funds whenever they see fit.

What can I use PayPal for?

PayPal acts as a middle man mainly between your bank and a merchant. But their job as a middle man doesn’t end there. They still act as a middleman between your bank and whoever you’re transacting with. The company holds so much capacity. Some of the things you can use PayPal to do include:

  • Sending money to your friends and family.
  • Receiving money from your friends and family.
  • Buying from online shops or individuals.
  • Selling your products and/or services.
  • Checking your balance.
  • Doing crypto transactions and more.

How do I start using PayPal sign-in?

The first thing to know is how to create an account with PayPal. Creating a with PayPal involves knowing the kind of account you wish to create. There are two kinds of accounts one can create on PayPal sign-in. A personal account or a business account.

Personal PayPal Account

A personal PayPal sign-in account is most common for individual use. This account allows you to send and receive money from friends and family.

It also allows you to buy from a merchant with it. This account also allows you to access your purchase history, link new bank accounts, and add credit cards to your account.

The steps to be taken in creating a PayPal account are:

  • Open a web browser and go to the company’s website at or download their app from the google play store or the app store.
  • Click on the blue “PayPal sign up” button.
  • If you want to create a personal account, you’ll need to input your phone number.
  • You will receive a text with your security code to enter on the next page.
  • Then you will be required to input your name, address, phone number, and email address.
  • Input your mailing address and agree to PayPal’s privacy policy.
  • Your account has been created.

Business PayPal Account

A business PayPal account, on the other hand, is used mainly by professionals who render services or merchants/vendors who sell products or services.

This account accepts payments including from individuals/customers who do not have a PayPal account. They can pay through their debit or credit card; PayPal does not mind. It also lets you, the business owner, be able to send invoices to customers.

If you want to open a business account though this is how to go about it:

  • Open a web browser and go to the company’s website at or download their app from the google play store or the app store.
  • Click on the blue “PayPal sign up” button.
  • Input your business contact info.
  • Create a secure password.
  • Choose security questions to answer in case of identity complications.

Remember to verify your account as PayPal requires it before the account can be used.

What are PayPal seller fees?

Making payments/buying with PayPal has never been made easier and user friendly than it is now. With the new PayPal features, there are countless ways to make payments with PayPal online. Some of which include:

  1. Buy now, pay later.
  2. Credit cards.
  3. Payments with QR codes.
  4. Payments with rewards.

Before you can start your journey using the PayPal seller fees method you need to first link your bank account or credit cards to your newly created or old PayPal account.

The steps are:

  • Click on “Wallet” then tap on “Link a Bank” or “Add credit card”.
  • Then you need to enter your account details.
  • Then you need to verify your card and billing address.
  • Now you are ready to start your shopping with PayPal.

Buy now pay later

With this method, your PayPal seller fees would be split into four places. So, if you don’t have the cash to pay upfront you can pay quarterly. This is long as the vendor accepts it. The best part of this is that there are no interests required to use this method.

Late PayPal seller fees are not applicable here either. There are no impacts on your credit scores. You will know immediately if you have been approved to use this method by the stores.

Some of the stores that accept such payments include Land’s End, Fossil, Champions, Walmart, Best Buy and so much more. Check out the PayPal seller fees on the website to see more.

To use this method:

  • Choose PayPal at the checkout point.
  • Choose ” Pay later” and select “Pay in 4”.
  • Wait to be approved.
  • If you’ve been approved make your first payment.
  • Make the remaining three payments every two weeks in the weeks to come.

PayPal will collect their payments without your reminder. You can keep track of it through your app to know when your next payment is due so you can prepare better for it.

PayPal cards and credit products

With this payment method, you will be able to make purchases on credit. Charges wouldn’t be applied to you and interests wouldn’t be paid if you pay within the first six months of purchase. After which you would be required to pay a token interest.

If the company or vendor approves it you can buy on credit. The digital credit is reusable and there are no fees attached. Using this method has a lot of terms and conditions applied to it so make sure to visit the website and read them.

Payments with QR codes

This is the modern world payment method. If a company or vendor uses PayPal most time, they provide you with their PayPal QR code and PayPal fee calculator. All you need to do is scan it and be on your merry way.

  • First, you need to select the QR icon so you can scan it at the register.
  • Then you need to confirm if the payment has been prompted.
  • Get confirmation and that’s it. You’re all set to go home.

Payments with rewards

When you use your credit card to shop on PayPal sign in you are automatically eligible for rewards. You can use them with eligible purchases I’m millions of online stores.

You can choose to use either some or all of your credit card rewards with no minimum amounts required.

  • First, you need to link an eligible card to your account
  • Then you need to enroll your credit card rewards with PayPal.
  • After which you can choose to pay with rewards gathered at checkout.

How to sell with PayPal?

Just as payment can be done through PayPal, receiving them is also possible. Selling with PayPal has made life as easy as can be. There are many ways you as a business owner can receive payments on PayPal, some of them include:

  1. Email payments.
  2. Website payments.

Email payments

One way you can accept payments for your business is by requesting them through email. This process is very easy and quick. All you need to do is:

  • Log in to your PayPal account.
  • Input the details of your customized invoice.
  • Click on “Send”, and your customer will receive the invoice in his email inbox.
  • After this your customers can choose to pay with PayPal or their credit cards.
  • You will receive the money in minutes.

Website payments

If you already have a website, you can just add a shopping cart to your existing website. If you don’t already have one, go to the website and do PayPal sign-in. A link is provided there to help you get started or you can hire a professional web developer to help you build your website.

If you do not want to go through the long process of creating a website and adding a shopping cart, you can just as easily add a PayPal button.

PayPal buttons have different functions and different names. Whether you’re receiving payment or collecting a donation, there’s a button for you. Visit their website to learn more about how to drag and drop buttons for payments.

How to send money with PayPal?

Sending money has never been easier since PayPal seller fees have come up with the best method of doing so. They also provide a space for you to drop messages telling or reminding you and the person you’re sending it to, about the use of the money.

  • Open the PayPal app and hit the “Send” button.
  • Input the name, email address, or phone number of the receiver. You can also scan your friend’s PayPal QR code to start the transfer quickly. If the person doesn’t already have a PayPal account, they can also claim the money by creating a free account.
  • Input how much you want to send.
  • There will be an option asking you to add a message. This is something you can use to remind the receiver what the money is for. For example, you could enter “Novel” or “Happy anniversary, Steve!”.
  • You’ll be asked the purpose of your PayPal online payment. Choose either “Friends and Family” or “Goods and Services.” The latter adds a fee that the receiver needs to pay, ensuring that you pick the right option.

How to receive money with PayPal?

To do this requires you to make a request to the person sending the money. The steps you need to follow are:

  • Open the PayPal app.
  • Go to the menu and click on send or request.
  • Hit the “Request” button.
  • Enter the person’s email address and hit next.
  • Input the amount, currency type, and a note (this is optional).
  • Hit “Request now” and wait for feedback from your friend.


How do I choose a payment method at checkout?

Your payment method is already set as default to your preferred payment method. To check or change your current method of payment click on “Change”.

There you will see different methods of payment. Choose your preferred type and check out simply.

How do I add another payment method?

Open the app and go to “Wallet”. You will see the option to add another payment method there.

How Much is PayPal Seller Fee?

As a seller, PayPal takes a basic fee of 2.9% plus an additional $0.30 USD for every sale or profitable transaction made by you. These PayPal fees also apply to sellers who make sales on any merchant site like eBay, Amazon, and others.

Who pays the PayPal fee buyer or seller?

For every transaction that is set to be completed through PayPal, the seller will have to pay a PayPal fee. Buyers don’t know anything about PayPal fees, so they are not forced to pay any fee. The buyer pays a fixed price set by the seller, with no additional fee from either the seller or PayPal.

Why Does PayPal Charge a Fee?

PayPal is also known as a profitable public business; charging fees to generate its income. PayPal uses every fee charged by its users to maintain high-level service, pay its employees, and a lot more.

What is PayPal Seller Fee in the UK?

PayPal selling fees for users in the UK are EUR 0.35 plus the additional 2.7% charge for the total amount of money.


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