PayPal Credit Card Application at

PayPal is associated with e-commerce and online banking. It is one of the best ways to make secured payments on the internet today. Here we are going to learn about PayPal Credit Card Application, but we need to know what a PayPal credit card is.

PayPal Credit Card Application at

PayPal Credit Card

A PayPal credit card is not a physical credit card that you can see. It is not like the traditional visa cards we know about. This card is a reusable credit line that is built into your PayPal account, and you can use it at online retailers that accept PayPal, hence it is called PayPal Credit.

PayPal Credit

PayPal Credit is PayPal’s online credit card. It is a credit card without the plastic. And it is 100% online-based. PayPal Credit is a credit limit attached to your PayPal account which you can use for online purchases.

This credit is different from the other credit cards having PayPal in the name, including the PayPal Cashback Mastercard. This is because PayPal credit is only meant to be used online. PayPal’s line of credit is mainly designed for online shoppers.

It makes online purchases simple as you do not need to go hunting for your credit card and then enter in a ton of information before checking out. All you just need is your PayPal account and you can make purchases the same way you would with a normal credit card, by choosing PayPal Credit as your funding source at checkout.

Application Process for PayPal Credit

Before applying, you need to be aware that when you apply for a PayPal credit card at You will not get a physical piece of plastic card, rather you will get an inbuilt card.

The PayPal Credit application process is easy. You just need to complete the application form and if you are approved and accept the Credit Agreement. You will have a credit limit linked to your PayPal account almost immediately.

Requirements to Apply

To apply for credit, you need to;

  • Be 18 years of age or above.
  • Have a good credit history.
  • Be a resident of the UK.
  • Not have been confirmed bankrupt.
  • Be an employee and have an income greater than £7,500 per year.

These criteria will enable you to apply. If you meet the requirement, and your application is granted, PayPal Credit will be available as a funding source in your PayPal wallet.

How Long Will It Take to Apply for PayPal Credit

It does not take long to apply because you do not need to wait for a physical card to arrive in the mail. You will need to fill out an online application form, but your approval will be based on your credit history.

Because creditworthiness and affordability checks will be carried out to deduce if PayPal Credit is right for you. If your application is approved, PayPal Credit is automatically added to your account with PayPal.

And you can shop instantly with PayPal Credit right from your PayPal account. But if your application is not successful and you want to reapply, you will have to wait for 35 days after your last application to do so.

PayPal Credit Sign up

To apply for PayPal Credit, you will need to sign in to your PayPal account first. Click here to apply. If you do not have a PayPal account, you will need to sign up for a PayPal account.

Signing up for a credit account is free and simple. You just need to provide your email address, create a password, and accept their User Agreement.

PayPal Credit Login

To log in, go to, click on login, and then fill in your log-in details, which are your email address or your phone number, and your password, then click on log in.

How to Use PayPal Credit

Users can make use of PayPal credit at thousands of stores online that accept PayPal as a payment method, including marketplaces like eBay. You can also make your transactions in all currencies that PayPal supports, not just GBP.

At check out, after making your purchase, choose to pay with PayPal, then change the payment source to PayPal credit, confirm, and then make payment.

PayPal Credit App

To access your PayPal Credit account at any time online or manage your account, you need to get the PayPal mobile app. It will help you monitor your transactions and check your balance 24/7.

Make Payment

To make a payment, log in to your bank account and click “Make a Payment”. You can make payments from your debit card, PayPal balance, or bank account at any time. You can also make payment by calling customer service.

Customer Service

If you need to contact Pay Pal for more questions, you can call their Customer Service on 0800 368 7155. Their hours of service are Monday to Sunday, from 8 am to 6:30 pm (GMT). Or you can visit their Contact us page here at, to get more info on how to contact PayPal support.

For people calling from outside the UK, you can call 0044 800 368 7155.

Fax: 020 8080 6518.

If you are a PayPal user already, you can log in to your PayPal Account and use their secure message Centre for all account-related inquiries.

How to Manage Your Account

Log in to your PayPal account and select PayPal Credit to keep track of your PayPal credit activities and manage it.

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