If you are worried about “How do I Pay my Target Bills,” you don’t need to anymore. This article is about how you can easily make the target card payment. Just read on to get enlightened. Meanwhile, with target RedCard, many regular shoppers get to enjoy incredible benefits at the target stores.
Issued by TD Bank, it provides customers with 5% off purchases, 2 days free shipping for purchases items, and an extended return period. As a cardholder, you get to enjoy early access to products and promotions. Also, you will enjoy coupons every year on the anniversary of RedCard, with no annual fee included.
In order to avoid paying more than the 5% you get on your purchases. It is advisable to pay target card bills on time. Read to the end to check out 4 easy ways to pay your target bills.
How to Pay my Target Bills
How do I pay my target bills? Here are the 4 easy steps to make your target RedCard payment, check them out now;
How to make Target RedCard Payment in Person (in a target store)
Do you know you can pay your target card bills in person? Yes, you can. You just need to stop by any target store and visit the guest service counter with your Target REDCard or billing statement.
Give it to the employee so they can look up and check your account number. The attendant or employee can make use of your account number to accept the payment and also apply it to the account.
How do I Pay my Target Bills Online
To pay target bills online, go to the Target RedCard login page at https://rcam.target.com/. After that, enter your login details. Once the “Manage My RedCard” displays on your device screen, click on “Schedule payment”.
You will see it under the payment information tab on the left-hand side of the page. Follow the on-screen instruction to make payment from your checking or savings account. As long as you pay your bill before 5pm CST, it will definitely get posted the same day.
How to Pay Target Bills by Phone
Another good way to pay your target RedCard bills is to contact the customer service team. You can get the phone number and other information on the Target RedCard website. Once you get the contact information follow the automated instructions or ask to speak to a representative. You will see the payment you made within two business days in your account.
How to Pay your Target Card Bills by Mail
Target Cardholders receive a monthly statement by mail. You can just tear off the bottom stub and send your payment with the envelope provided. Make sure you send your payment 5 -7 days before the due date so it can arrive there quickly.
Also, when sending your payment minus the stub, ensure to put the RedCard account number in the memo section of the check. So that the person who wants to process the payment will know which Target consumer will get credited.
What happens if I miss a Target card payment?
You need to know that the target credit card bill payment due dates are up to twenty days after the closing of every billing cycle. If you do not make your payment on time, you may end up having to pay more than the 5% you get back on your purchases.
So, it is advisable to always pay your REDCard bills on time and quickly. Also, as soon as you know that you missed a bill payment, make sure you pay the card balance as soon as possible.
In addition, you will be charged a fee of up to $14 interest every time you carry a balance. Just so you know Catching up on your due balance is essential when it comes to your credit scores and report.
How can I avoid Target RedCard’s late Payment Fees?
For you to avoid target card late payment fees there are two ways you can follow. You can make use of the Target online website to schedule payment up to thirty days in advance. Or set up a reminder that will send you mail anytime your payment is approaching. Here is how you can carry out the two ways;
To schedule Target card payments in advance
- Go to the Target credit card login page
- Sign in with details such as your Username and password.
- Navigate to the “Manage My RedCard” page, choose“ Schedule a payment” in the payment information category
- Now, Follow the on-screen guidelines to schedule a payment in advance
Set up a Target RedCard payment-due email remainder
- Go to the Target RedCard login page.
- Sign in with your details such as your Username and password.
- Navigate settings and tap on “Set Alerts”.
- Choose the date to get the remainder by putting down the number of days before your credit card payment will be due.
Once you get the remainder, you can make use of calling, online, mail, or the in-store option to pay your bills easily.
Can I change my Target card payment date?
In other to coordinate the payment with your payday, changing your payment date can be very helpful. Also, you can set it to a date you can remember easily. Just call the right guest services number available on the target’s official website to change the payment date.
Can I pay my Target bill with my debit card?
Yes, you can pay your target red card bill with a debit card. All you just need to do is sign in to your online banking account. You can even set up autopay from your account, to avoid being late with your payment.
Also, you can contact target card customer service to make payment with your debit card. The customer service representative will help you with the process.