Are you in search of a reliable and easy source of receiving small loans? Search no more because Fundo loans are the solution to your financial challenge. It has amazing policies that help grant customers loans while giving them affordable payment plans with reasonable interest rates.
Fundo Loans was established to make finance faster with their easy application processes; Flexible repayment options to enable customers to enjoy their services at ease. However, Fundo has made a name for itself when it comes to online loans in Australia by satisfying millions of customers from the comfort of their homes.
How do Fundo Loans Work?
Fundo loans focus mainly on granting small loans from the range of $350 – $2,000 to all customers that meet their loan procurement requirements for a period of 180 days.
Customers have a weekly payment option for up to 20 weeks. Customers are required to pay a 20% establishment fee and a 4% of fee per month over the duration of 20 weeks of installment payments.
What Type of Loans does Fundo Offer?
The concept of Fundo Loans is quite easy to understand. Fundo specializes in giving short-term loans with a maximum amount of $2,000 to support your temporary personal or business financial needs. Fundo gives Quick and Easy Loans online with fast approvals and funding in less than 60 minutes. These are the type of loans that Fundo loans have to offer.
Plastic Surgery Loans
If you want to undergo plastic surgery and don’t have the funds to pay for it now, you can apply for the plastic surgery loans on Fundo and pay later but must be in the range of $300-$2,000. If the cost of the surgery is more than the Fundo loans limit, you should try contacting your bank for a loan
Educational expenses can sometimes be overwhelming. Books, tuition, and other materials cost so much. No worry Fundo Loans got you covered when it comes to small expenses. You can apply for an educational loan and get the job done.
Same day loans
You can get a same-day loan on the Fundo Loan platform for emergency events that require quick action. Loans under this category will be attended to as swiftly as possible.
Bad credit loans
Don’t let bad credit get in your way of applying for a loan. Fundo loans have made this category to aid those that have a history of bad credit.
Need $1,000 quickly? Fundo loan got you covered. There is no credit check required to apply for this loan, it’s stress-free and available whenever you need it.
An emergency loan on Fundo Loans is the best option when you need funds to address your immediate and urgent needs. Funds will be deposited into the account of the applicants on the same day.
Need to furnish or decorate your house or unit and don’t have enough money to finish the project? Apply for loans now on Fundo Loans to take care of your furniture-related expenses with ease.
Short-term loans are the specialty of Fundo loans. If you want to loan, you get to decide the kind of loan you want. A short-term loan enables you to collect an amount of money and pay it within a short time.
No Check Loans
Even if you have no credit you can still apply for loans on Fundo loans. It has made it possible for customers who do not have credit to get a loan for urgent reasons. It takes a very short time to apply and fast payment is assured.
Fast cash Loans
Issues of unexpected expenses can happen to any of us, do not worry Fundo Loans has you cover your quick cash loans anywhere. No need to worry about where to get urgent loans online, Fundo Loan is the platform for you.
Fundo helps you get the cash you need to solve your dental issues. Instead of struggling with dental issues get the job done with loans acquired from Fundo Loans quickly and easily. Your loan approval can be done in minutes and paid in less than 24 hours.
Home renovation loans
This loan is suitable for customers that are interested in applying for loans to make basic improvements to their homes. The home renovation loan can be provided by Fundo Loans to help you bring the house of your dream to reality.
Easy cash Loans
The Easy Cash loan is very useful to people that need to get funds immediately. it is very similar to a fast loan. The process of applying for this loan is straightforward and simple to do.
If you cannot make the payment of your loans at the required time, Fundo loans have a re-schedule meant option. You can also manage your account through your personalized dashboard where you can check your Fundo Credit score, view your account and refer to earn points.
Does Fundo do credit checks?
Fundo loans perform credit checks but have reduced the threshold for credit checks. Customers with a credit score that is less than average can now apply for loans.
Fundo has approved a lot of loan procurement applications of customers with irregular credit histories but there are other requirements that are to be met in order to be qualified to receive loans.
Requirements to Apply for Fundo Loans
Fundo loans have some requirements that applicants are expected to meet to be eligible for a loan. These are the requirements that are to be met to be considered a responsible lender;
- Applicants must be over 18 years of age.
- You must have a regular income of $300 a week excluding government benefits.
- Lenders must have shown the ability to meet repayment deadlines.
- Lending from Fundo will not impose undue financial pressure on you.
All the above requirements must be met by all to be considered responsible lenders. Applicants that are unemployed are in most cases ineligible for loan applications but individuals with complex employment situations can contact Fundo to discuss the circumstances they find themselves in.
How to Apply for Fundo Loans
Applying for loans on Fundo is very easy and can be done on the Fundo Loans official website. Here are the steps to applying for the loan.
- Visit the Fundo loans official website or apply link here at https://www.fundo.com.au/application.
- Select the amount of money you intend on borrowing on the scale provided.
- Click on Apply now.
- Read the instruction stated on the pop-up that appears.
- Click on Continue to proceed with the application process.
- Enter your mobile number in order to receive a verification code.
After the verification code has been sent, type it and click on next. Follow the steps and strictly adhere to the instructions on the following page to finish the application process. Wait for a moment to get your payment to your account.
Fundo Loans Login
Existing Fundo Loan members might have the intention of gaining access to your account; these are the steps to login into your Fundo loans account:
- Open your web browser.
- Visit the Fundo loans official website.
- Click on Log in.
- Enter the email address and password related to your account.
- Click on log in.
If you have completed the steps and filled in all the details needed correctly, you should gain access to your account.
Loans like Fundo
These are online loaning platforms that can be a substitute for Fundo loans.
- Quick Cash.
- Cash Today.
- Gday Loans.
- Pocket Cash.
The list above are platforms that are substitutes for the Fundo loans platform just in case you are not comfortable with its term of service.
Fundo Loans Hours
The knowledge of the hours that Fundo loans will be available is a very crucial one to ensure that you are attended to fast and without delay. Here is the list of working hours:
Monday 9:00 – 6:00pm.
Tuesday 9:00 – 6:00pm.
Wednesday 9:00 – 6:00pm.
Thursday 9:00 – 6:00pm.
Friday 9:00 -6:00pm.
Unfortunately, Fundo loans do not operate on Saturdays and Sundays but has its customer service team available 24/7.
Can I change my payment plan?
Fundo loans are available to discuss payment options with customers over the phone or by email but need at least 48-hour notice to change payment dates on your account.
When will the money be in my account?
If you submit your loan application and it is accepted during business hours, you should receive your loans that same day. Note that banks have different processing times and this can delay the time your funds are available to you.
Can I apply for more than one loan?
You cannot apply for more than one loan at a particular time as it might affect your ability to repay underlying loans. But you can apply for another loan after you have paid your outstanding loans.
What if I miss a payment?
Missing agreed payment dates make you subject to late payment fees and other charges stated in your contract. Fundo loans have consultants that you can speak to in case of unforeseen circumstances that affect your ability to repay outstanding loans.